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Monday, February 25, 2008

Things Are Tough All Over

Compared to some people, I've got it easy. Compared to a lot of others, it ain't so rosy. I know I shouldn't complain, but it feels good to give in to it sometimes.

First of all let me say this. Life is great. Kyra isn't sick so life is beautiful. Just dang near perfect. It's the "near" part that gets me.

I don't want to complain, but life can be so overwhelming. Every time I think I'm getting caught up, something else goes wrong. James and I both have a lot of debt from before we got together. His is mostly stuff his ex-wife did while he was overseas with the Army. She never worked so everything is in his name. When the got divorced she got half the bills. Since it's not in here name she has no incentive to pay anything. Most of mine is from Doug's medical bills before he died. His oldest daughter, Tanya, was nice enough to give all of the bill collectors my name and address after he died. We had finally given up and decided to file for bankruptcy, but found out today that we make too much to do Chapter 7. If we file Chapter 13 then we'll have to pay back $600 to $700 a month for 3 years. I don't see how they think we can afford that much. We are one car payment less because we gave back one of the cars, but I haven't noticed any bulging pockts yet.

I'm so disappointed. I was so looking forward to a fresh start. James is planning on quiting Wal-Mart next month to go to school. He has a GI Bill that he can use to pay for school and have a little money left over. Maybe once he does that our income will be low enough to file.

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